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invention

発明 — Phenomena

Bringing into being an arrangement or a tool that was not there before.

Electrum trite Electrum triteBC 610–560 Long cross penny Long cross penny1247–
A photograph of the real thing this term names.

⚠ In the history of currency, many so-called "inventions" are not technologies but rather agreements. Banknotes, government bonds, and central banks emerged not as new objects, but as new forms of promises.