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Repayment

返済 ／ repayment　—　Institutions

The act of returning borrowed money, along with interest, by a set due date.

United Kingdom, Gothic Florin, Silver, 1875 (Victoria) United Kingdom, Gothic Florin, Silver, 1875 (Victoria)1875
A photograph of the real thing this term names.

Even with a fixed monthly payment, the proportion of interest is larger at the beginning, and the proportion of principal increases over time. ⚠ The burden should be measured by the total amount over the entire period, not the monthly payment. If payments are late, interest will be charged on the interest.