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Mortgage

住宅ローン ／ mortgage　—　Institutions

A long-term loan taken out to purchase a home. The home serves as collateral.

United Kingdom, Gothic Florin, Silver, 1875 (Victoria) United Kingdom, Gothic Florin, Silver, 1875 (Victoria)1875
A photograph for the related word “Repayment”.

Due to the long term, differences in interest rates significantly affect the total repayment amount. ⚠ The impact on household finances differs between variable-rate and fixed-rate types.