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Principal guarantee

元本保証 ／ principal-guarantee　—　Institutions

A promise that the deposited amount will not decrease. The key points are who provides the guarantee and to what extent.

A scene for the related term “Deposit Insurance” — United States　1929 ／ Across America, before the bank doors

Bank deposits are protected within the limits of deposit insurance, even if the bank fails. ⚠ It is not uncommon for offers claiming "principal guarantee" to fall outside the scope of deposit insurance. First, confirm who is providing the guarantee and whether it is backed by law.