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SOURCE ROOM

Overview of the Deposit Insurance System

Deposit Insurance Corporation of Japan

Claims Supported by This Source

  1. Deposits for payment and settlement purposes (meeting the three conditions: payment services, available on demand, and non-interest-bearing) are fully protected.
  2. For interest-bearing deposits such as ordinary and time deposits, up to 10 million yen of principal per depositor, per financial institution, and any interest accrued up to the date of failure are protected.
  3. The portion exceeding 10 million yen is paid out according to the status of the failed financial institution's assets and may be partially written off.
  4. Foreign currency deposits, negotiable certificates of deposit, etc., are not covered.

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