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Funded system

積立方式 ／ funded-scheme　—　Institutions

A system where you accumulate and invest your own contributions, which you then receive later.

Assignat of 50 sols Assignat of 50 sols1793
A real specimen of the related term “Pension”.

It is structured similarly to savings. The amount received is determined by the accumulated sum and investment performance. Most public pensions use a pay-as-you-go system, while funded systems are common for private pensions.